Payment plans · Maywood, NJ

Low monthly payment plans for your dental care

Dental care can be expensive—that’s why we offer three financing partners so you can take control of your oral health and spread the cost of treatment into payments that fit your budget. Apply online in minutes, often with a decision on the spot.

CareCredit, Alphaeon & CherryApply online in minutesPromotional financing availableVisa, Mastercard, Discover & Amex accepted
New patients: Free limited exam & X-ray, or $97 exam, X-rays & cleaning See specials →
Dental team member reviewing payment plan options with a dental model at Spring Valley Dental Care
Fits your budgetTreatment now, monthly payments over time
At a glance

What payment plans does Spring Valley Dental Care in Maywood offer?

Spring Valley Dental Care in Maywood, NJ offers third-party financing through CareCredit, Alphaeon Credit and Cherry, which let you spread the cost of dental treatment—implants, All-on-X, cosmetic work, crowns, sedation and more—into low monthly payments, often with promotional interest-free periods for qualified applicants. You can apply online in a few minutes before your visit or in the office.

We also accept Visa, Mastercard, Discover and American Express, work with dental and medical insurance, and offer a $287 membership plan for patients without insurance.

CareCredit
Health-care credit card · promotional financing · apply
Alphaeon Credit
Financing for elective and cosmetic dentistry · apply
Cherry
Fast approval, flexible monthly plans · apply
Cards
Visa, Mastercard, Discover, American Express
Insurance
In-network & out-of-network benefits · plans we accept
New patient specials

New to our office? Start here.

New patients only, one offer per patient. We’ll confirm your eligibility when you schedule.

Option 1
Free

Limited exam & X-ray

A $135 value

A focused visit to look at what’s bothering you and talk through your options.

Schedule Online
No insurance? No problem.
$287

Membership plan

A $390 value · One full year

Two cleanings, free exams and X-rays for one full year. No insurance needed.

Call Our Office
Three ways to finance

Choose a partner and apply in minutes

Click below to apply for financing. We are happy to accept CareCredit, Alphaeon and Cherry so you can take control of your oral health.

CareCredit

CareCredit

A health-care credit card accepted at hundreds of thousands of providers. Promotional financing options on purchases over a minimum amount for qualified applicants, and reusable for future care.

Apply for CareCredit
Alphaeon Credit

Alphaeon Credit

Financing built for elective and cosmetic dentistry—veneers, whitening, implants and smile makeovers—with a range of plan lengths and a quick online application.

Apply for Alphaeon
Cherry

Cherry

Fast approvals, flexible monthly payment plans and a soft credit check to see your options—Cherry considers a wide range of applicants.

Apply with Cherry
Patient smiling while applying for dental financing online
Apply from homeMost decisions in minutes
How it works

From estimate to monthly payment

  1. Get your written estimate. After your exam or implant consultation, you receive an all-inclusive quote with your insurance’s share already subtracted.
  2. Apply online. Choose CareCredit, Alphaeon or Cherry and complete the short application—before your visit or in the office with our coordinator.
  3. Pick your plan. See the monthly payment and any promotional terms before you accept.
  4. Start treatment. Schedule right away. Your financing covers the treatment cost; you pay the lender monthly.

Financing is used most often for dental implants, All-on-X, full-mouth rehabilitation, cosmetic dentistry and sedation.

Also accepted

Cards, insurance and FSA/HSA

Visa, Mastercard, Discover and American Express are accepted, along with FSA and HSA cards for eligible services. We bill your dental insurance first—in or out of network—so you finance only your portion. Insurance we accept →

No insurance?

The $287 membership plan

Two cleanings, free exams and X-rays for a full year—a $390 value—plus discounts on other treatment. No deductibles, waiting periods or claim forms. Membership plan details →

Your dentist

Meet Dr. John Mady

Dr. John Mady, DDS, FAGD, AFAAID, leads the practice his father founded in Maywood in 1977. He earned his DDS at New York University, holds a Fellowship in the Academy of General Dentistry (a distinction fewer than 6% of dentists reach), is an Associate Fellow of the American Academy of Implant Dentistry, and is licensed in IV sedation in New Jersey.

Fellow, AGDAssociate Fellow, AAIDIV sedation licensedDDS, NYU
Fellow of the Academy of General Dentistry emblemAssociate Fellow, American Academy of Implant Dentistry emblem
“Nobody should have to choose between a failing tooth and their rent. Financing is how we make the right treatment possible today.”— Dr. John Mady, DDS, FAGD, AFAAID
Dr. John Mady in the Spring Valley Dental Care operatory in Maywood, NJ
Dr. John MadyDDS, FAGD, AFAAID · Owner
Areas we serve

Affordable dental care for Maywood and Bergen County

Spring Valley Dental Care is at 930 Spring Valley Road in Maywood, just off Route 17 and Route 4—minutes from Hackensack, Paramus, Rochelle Park, Saddle Brook, Lodi, Teaneck and Fair Lawn, and a short drive from Ridgewood, Glen Rock, Oradell and River Edge. Free parking on site.

Patients travel to us for care they can’t get in a typical neighborhood office—in-house IV sedation, implants placed and restored by one dentist, same-day crowns—and stay because the front desk knows their name.

Our home town

Maywood, NJ 07607

Minutes away

HackensackParamusRochelle ParkSaddle BrookLodiTeaneckFair Lawn

Northern & eastern Bergen County

RidgewoodGlen RockHo-Ho-KusSaddle RiverUpper Saddle RiverFranklin LakesWyckoffOradellRiver EdgeEnglewoodTenaflyAlpineWoodcliff Lake
Common questions

Questions patients ask us

Don’t see your question? Call us—a real person at our Maywood front desk will answer.

How do I apply for financing?
Click the CareCredit, Alphaeon or Cherry link on this page and complete the short online application—most take a few minutes and give you a decision quickly. You can also apply in our office; our treatment coordinator will help you choose the option that fits your plan and budget.
Which financing option is best?
All three are good; the right one depends on your treatment and credit profile. CareCredit is a health-care credit card that can be reused for future care and often offers promotional no-interest periods. Alphaeon is designed for elective and cosmetic dentistry. Cherry offers fast approvals with flexible terms and considers a wide range of applicants. Applying to more than one is fine.
Is there interest?
Depending on the lender, your credit and the plan you choose, promotional financing with no interest for a set period may be available; longer terms carry interest. Every plan shows its rate and monthly payment before you accept it.
Can I finance dental implants or All-on-X?
Yes—financing is used most often for implants, All-on-X full-arch treatment, full-mouth rehabilitation, cosmetic cases and sedation. After your consultation you receive a written, all-inclusive quote to use in your application.
Do you offer in-house payment plans?
Our financing partners provide the payment plans, which gives you better terms than most in-house arrangements. For patients without insurance, our $287 membership plan lowers the cost of preventive care and adds discounts on treatment.
Can I combine insurance and financing?
Absolutely. We bill your insurance first and you finance only your portion. Our team verifies your benefits before treatment so the financed amount is accurate.
What cards do you accept?
Visa, Mastercard, Discover and American Express, plus cash and check. FSA and HSA cards are welcome for eligible services.
Ready to get started?

Apply online, then book your visit

Choose a financing partner above, get your decision, and schedule. Questions? Our treatment coordinator is a phone call away.

No insurance?$287Membership plan · one full year · A $390 value
Visit us

Right on Spring Valley Road in Maywood

Spring Valley Dental Care & Implant Center
930 Spring Valley Road, Maywood, NJ 07607
Monday–Thursday: 8:00 AM–6:00 PM
Friday–Sunday: Closed

Just off Route 17 and Route 4, a few minutes from Hackensack, Paramus, Rochelle Park and Saddle Brook. Free on-site parking.